Bill Yount is the Catching Up to FI (CUtFI) podcast Founder and co-host. Jackie Cummings Koski is a Certified Financial Planner (CFP) & Accredited Financial Counselor (AFC), CUtFI co-host, and "F.I.R.E. for Dummies" author. Both are late starters to Financial Independence (FI). CUtFI is a mindset, money, and life show for late starters of any age on the journey to FI. Bill is a practicing Emergency Physician who learned how to care for people's health without learning how to care for his own money and financial well-being. His mission is to help late starters begin now and get everyone to launch as early as possible on their individual journeys to financial freedom. Jackie reached FI in about ten years and officially retired from her corporate job at 49. She has a burning passion to help others, especially those getting a late start.